LRS

What does 'US Wallet' mean?
US Wallet refers to the amount of money you have in your investment account, which can be used to buy stocks or other financial assets. You can increase th...
Thu, 7 Nov, 2024 at 11:40 AM
Do I have to upload a bank statement every time I invest?
No, you don't need to upload a bank statement each time you invest. You only need to upload a bank statement for the first time you're making a tran...
Fri, 4 Aug, 2023 at 5:38 PM
Which bank account statement needs to be uploaded when transferring money to increase my US Wallet?
The bank account statement you upload should belong to your primary bank account and must cover at least a 12-month period for thorough verification. If y...
Thu, 7 Nov, 2024 at 11:42 AM
How are funds transferred to the US?
All funding of Appreciate accounts are through banking channels and we do not accept cash.  Funds are transferred to the US by an AD1 Bank under the RBI LRS...
Sat, 28 Jan, 2023 at 4:59 AM
Is there exchange rate risk in investing in the US?
Yes, there is.  However, over the past several decades, INR has depreciated vs USD by 3-4% annually. This is likely to continue given projected macro-econom...
Sat, 28 Jan, 2023 at 4:58 AM
What are the tax implications from investing in the US via Appreciate?
There are no tax implications from a US perspective. We declare to the US government that all our investors are non-residents so there is no incidence of US...
Sat, 28 Jan, 2023 at 5:03 AM
What if my remittance request gets rejected, how will I be notified?
Your remittance request could get rejected in three specific scenarios as listed below: Your bank statement does not suffice as proper source of funds for...
Sat, 28 Jan, 2023 at 5:10 AM
What is the turn-around-time for my funds getting remitted?
The turn-around-time for funds to be remitted can take up to 24 hours. Please note that this is subject to market hours. If the markets are live, the transf...
Sat, 5 Aug, 2023 at 6:59 PM
What is Liberalized Remittance Scheme (LRS)?
Under the Liberalized Remittance Scheme (LRS) of the RBI, all resident individuals, including minors, are allowed to freely remit up to USD 250,000 per fina...
Sat, 28 Jan, 2023 at 5:18 AM
What is Tax Collected at Source (TCS) applicability for LRS remittance? And how much is it?
TCS will be applicable on remittances made by you, if you have remitted more than INR 7,00,000 outside India in the financial year already. TCS will be appl...
Sun, 29 Dec, 2024 at 10:12 AM